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Where to Buy a Car Warranty

Are you in the market to buy a car warranty? The best warranty companies can save you from expensive trips to the repair shop and will work with you to fit your needs. Here’s our shopping tips on how to buy the best car warranty for you and where to find it. You’ll see that CARCHEX Extended Vehicle Protection Plans are some of the best options on the market. Get a free quote today.

Best Place to Buy Car Warranties

The best way to save money and get extensive coverage is to start shopping for an extended car warranty before your factory warranty expires.

There are three places to purchase an extended warranty:

  • The manufacturer
  • The dealership
  • An independent or third-party warranty company like CARCHEX

You can get powertrain or bumper-to-bumper coverage from all three, but you will not have as much flexibility with prices, authorized repair facilities, or the number of available plans when purchasing a dealership or manufacturer’s extended warranty.

Manufacturers may also offer a certified pre-owned (CPO) warranty for used cars. These warranties often have coverage similar to the original factory warranty, and they can be appealing to used car owners. However, to qualify for a CPO warranty, the car you purchase must pass rigorous vehicle inspection tests and may not receive long coverage. This makes purchasing an extended warranty for used cars a better alternative for vehicles with higher mileage and more risks.

When you go online and shop for a car warranty, you’ll find a lot of noise. Do you need a car warranty? Which companies can you trust? There are several notable companies in the car warranty market, including CARCHEX, Endurance, AutoAssure, and others.

You’ll hear about potential scams or pushy salesmen calling you, but if you look for the following factors below, you’ll know you’re shopping with the right people.

What To Look For When Buying a Car Warranty

What separates one warranty company from another? Here’s what you need to look for to enjoy peace of mind that you’re dealing with the best:

Online Reviews

Like you might do before visiting a new doctor or signing up for a home warranty, reading online reviews reveals a lot about a service provider. A simple search of each company will give you an idea of what other people have experienced. Of course, some websites have already done the research for you.

Trusted Business Practices

Are there any red flags you should be aware of, such as false advertising? In addition to popular review sites, you can check the Better Business Bureau to find the company’s rating, which will tell you about common customer complaints and how promptly customer service deals with those complaints. You’ll learn more about the company’s transparency and business practices and have a better sense of who to trust.

Track Record for Success

Is this company a “fly by night” operation, or do they have a track record for success? Go with someone who’s been in the business and knows the car warranty market.

Offers Insured Plans

The best car warranty companies offer insured plans and will stand by their policy. Can the company pay the claims? And what happens to your money if the company goes under?

Peace of Mind Benefits

Does the warranty offer towing or rental car reimbursement? How about trip interruption coverage or lockout services? Most warranties offer roadside assistance as an extra benefit, but some warranties are more generous than others.

Smooth Claims Process

When the worst case scenario happens, the last thing you want to deal with is a confusing claims process or one that requires you to pay for repairs up front and wait for reimbursement later. Is the contract provider available after hours? How long does authorization take? Buy a car warranty from a provider that will handle the claims process quickly.

“Gotcha” Exclusions

Reputable contract providers will allow you to view sample contracts online, so you won’t be caught off guard by hidden exclusions. Read the fine print to see if your claims will be rejected due to unscheduled maintenance or because the problem is related to a part that is not covered.

Ask your contract provider to see if they require more frequent maintenance visits than what is recommended by the manufacturer, as extended service providers often have higher maintenance standards.


Avoid being charged high deductibles, especially if you must pay a deductible for each repaired item rather than each repair visit. Look for a vehicle service contract that only requires you to pay the deductible per visit.

Competitors and Cost

Many extended warranty companies offer ultra-cheap plans with the promise of comprehensive coverage. Some competitors may offer cheaper plans, but sometimes too cheap can equal less coverage than expected.

As you shop for an extended warranty, ask questions about the level of coverage you are receiving. The more coverage you seek, the higher the premium you will have to pay. CARCHEX works with reputable providers to find coverage plans at low prices that don’t skimp on coverage.

Who Has the Best Service?

To see how the top extended car warranty companies compare, check out the chart below.

CARCHEX offers more customer satisfaction with fewer complaints and multiple endorsements from industry staples. We put the customer first and have done so for over two decades.

As a CARCHEX customer, you can reach support at any time from a toll-free number. You’ll have access to service nationwide with authorized repair facilities across the country.

Top-Rated Coverage from CARCHEX

An objective view of the car warranty industry shows CARCHEX standing out from the crowd. For over 20 years, CARCHEX has provided coverage for customers nationwide. This track record for success has earned CARCHEX an A+ customer service rating from the Better Business Bureau and endorsements from Pat Goss, Trustpilot, CARFAX, RepairPal, and Edmunds.

list of additional benefits for carchex warranties

When shopping with CARCHEX, you can buy a car warranty that is customized for you. You’ll find several flexible options that are easy to understand and will help you rest easy knowing you’re protected.

Whether you have a new car or you’re buying an extended warranty for a used car, there is a level of coverage suited just for you.

CARCHEX has five levels of coverage: Titanium, Platinum, Gold, Silver, and Bronze. Coverage ranges from basic powertrain coverage to exclusionary coverage, which only lists a few items that are not covered.

CARCHEX Vehicle Protection Plans

Under some extended auto warranties, you may also add coverage for the following:

  • Seals and gaskets
  • Wear and tear items
  • Tire and road hazards

CARCHEX coverage ranges averages five to 10 years, and there are coverage plans recommended for high mileage vehicles and everything in between. A CARCHEX representative will get to know your vehicle and its needs while answering all of your questions.

Lastly, CARCHEX has affordable options to fit your budget. Take advantage of some of these money-saving perks:

  • Low deductibles (as low as $0)
  • A 30-Day Money Back Guarantee
  • Affordable monthly payment plans from 6 months to 24 months
  • Competitive prices from numerous providers
  • Easy online account access
  • Free customized quotes

Getting a free quote is fast and easy. Call CARCHEX at 866-261-3457 to buy a car warranty that fits your needs today.


FCC.gov: https://www.fcc.gov/consumers/guides/beware-auto-warranty-scams

Thoroughly Reviewed: www.thoroughlyreviewed.com/car-warranty/carchex-reviews/

Better Business Bureau: https://www.bbb.org/greater-maryland/business-reviews/extended-warranty-contract-service-companies/carchex-in-hunt-valley-md-23015869 

Automotive Service Association (ASA): https://asashop.org/wp-content/uploads/ASA_ConsumerESPGuide.pdf

Edmunds: https://www.edmunds.com/car-buying/certified-pre-owned-vs-extended-service-contract.html

CARCHEX 118 Shawan Road, Suite 210 Baltimore, MD 21030 (FL License # E155490)

© 2018 Carchex. All rights reserved.

We proudly offer the CARCHEX No-Haggle, Lowest Price Everyday Guarantee™ for all of our auto warranty and car inspection programs.
Consistent with consumers’ understandings and expectations of the market in which CARCHEX operates, CARCHEX uses the terms “warranty”; “extended warranty”, “extended auto warranty”, “extended service protection plan” and similar terms to describe the more technical term “vehicle service contracts”. For more information, see this FTC link or learn more here or by reviewing CARCHEX’s website.
CARCHEX markets and sells extended warranties on behalf of third party extended warranty providers, and your extended warranty will be between you and the provider. This website site is intended solely for the purpose of providing general information regarding the purchase of extended warranties. Specific contract terms, rates, taxes, fees and other charges are determined upon validation of vehicle information and acceptance by the extended warranty provider, for which CARCHEX is not responsible. Extended warranties may not be sold where prohibited by law.
CARCHEX 118 Shawan Road, Suite 210 Baltimore, MD 21030 (FL License # W469753)
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