If you’re looking to purchase a new car, it’s important to look at all of your insurance options. There are many different options available so make sure you’ve researched them all so you can find the best insurance policy to fit your needs.

When you are sitting down to calculate how much a potential car payment might be, it’s also important to factor in your monthly auto insurance premium. Call your current insurance company to get a quote on a car you are considering purchasing before you purchase it. Sometimes your quote may be less than expected. It can however, be more than anticipated and you might find that you need to look at other vehicles for which insurance won’t be as much.

You’ll want to know this before you sit down with a dealer to close the deal on a new car. If you are already looking at a high car payment, you may not want a hefty insurance premium added on to it.