Auto Finance and Personal Loans Made Simple

CARCHEX and OneMain make the personal loan, auto financing and refinancing process simple. Complete our application form and get your savings options today!

  • Personal and auto loans from $1,500 to $25,000
  • Quick and easy application
  • Over 10 million customers served
Apply for your Auto or Personal Loan Online
CARCHEX is a trusted
Vehicle Protection partner of:

Applying is easy as 1-2-3!

Apply Online

Once you submit your application, receive a quick decision on your loan request and an email with additional information

Chat with a Specialist

If approved, a loan specialist will contact you to to discuss loan options and gather additional information if necessary

Sign and Receive Your Funds

After you review and accept your loan terms, sign your contract to receive your funds

Apply for your Auto or Personal Loan Online

What is a personal loan?

A personal loan is one way to take care of the range of expenses life can bring your way – from debt consolidation to vacations to medical costs. A personal loan from CARCHEX and OneMain offers fixed rates and fixed payments. The rate you qualify for depends on various factors including credit history, income and other financial obligations.

Loan Terms:†
$1,500 – $25,000
Loan Amount Range
17.59% – 35.99%
APR Range
24, 36, 48, 60
Months Term Lengths
Loan AmountAPRTermMonthly Payment
$6,00024.99%60 months$193.68

**The example payment schedule is based on an average customer with good credit. The loan terms you receive will depend on your credit profile, including credit history, income, debts and the ability to provide collateral.

Loan approval and actual loan terms depend on your ability to meet our standard credit criteria (including credit history, income and debts) and the availability of collateral. Loan amounts subject to state specific minimum or maximum size restrictions. Collateral offered must meet our criteria.  Active duty military, their spouse or dependents covered by the Military Lending Act may not pledge any vehicle as collateral.