Auto Refinance Made Simple

CARCHEX has been helping customers refinance auto loans and save money for over 15 years. We make the auto financing and refinancing process simple. Complete our auto refi application form and get your savings options today!

  • It’s FAST, It’s Secure and It’s FREE
  • Auto Loans for All Credit Types
  • Most Credit Decisions Made In One Hour

CARCHEX is a trusted Vehicle Protection partner of:

Complete & Submit The Application Below

Current Rates As Low As:

New Auto1.99% APR*
Used Auto1.99% APR*
Refinance1.99% APR*
Auto Finance Loans Simplified

Need a loan to buy a new or used car or truck? Want to refinance your existing auto loan? Then CARCHEX can help you, hassle free. Nearly 100 lenders compete to give you the best deal. CARCHEX finds the best prime and subprime loans for refinancing a car or truck you currently own.

Just fill out a simple online form, and within minutes you have quotes from 4 different lenders. CARCHEX locates the best lenders based on your loan type and credit score.

If you did this on your own, you might compare 4 or 5 lenders, and it would take hours. CARCHEX has access to nearly 100 lenders, meaning that you get the best quote possible for your situation.

Poor credit? No problem. CARCHEX works to find loans for bad credit.

Nearly 100 lenders auto finance companies compete to give you the best deal. When you refinance your auto loan you can save hundreds or even thousands of dollars every year.

Auto Refinance Loans Simplified
  • Save an average of nearly $100.00 per month
  • Lower your auto payments and shorten your term
  • Fast and free online refi application process
  • You may even be able to skip a payment
New and Used Loans Simplified
  • Secure your loan before you shop for a vehicle
  • Get fixed rates and no lender fees
  • Buy with confidence from franchised dealers
  • Take control of the car buying process

5 Star Rated By The People Who Matter Most... Our Customers


Start With Trust 



Don't Just Take Our Word For It... These Top Brands Trust and Recommend CARCHEX

See More CARCHEX Partners


CARFAX, a valued CARCHEX partnerRepairPal, a valued CARCHEX partnerAutoblog, a valued CARCHEX partnerpartner-allstateNEA Member Benefits, a valued CARCHEX, a valued CARCHEX partnerVehicle Protection Association, a valued CARCHEX partnerAnswer Financial, a valued CARCHEX partner


logo-maddAlmost every 90 seconds, a person is injured in a drunk driving crash. CARCHEX is proud to partner with Mothers Against Drunk Driving with the goal of positively affecting change in our community, heightening awareness in road safety, and helping teach responsible decision making. To date CARCHEX has donated over $90,000 to MADD. LEARN MORE >

Pat Goss Of TV’s MotorWeek Endorses CARCHEX

"I have always been very selective about the businesses I endorse, because trust is my greatest asset as a consumer advocate"
— Pat Goss of TV's MotorWeek