Automobile Insurance companies all have their own rates. Everyone is required to have car insurance. So it’s quite important to shop around to find the best rates. This can save you money. It is time consuming and sometimes even a hassle to shop around for the best rates, but you might be surprised at how much they vary from one company to another.
If one company offers you a high insurance rate, check with another company. They may offer you a very reasonable rate for the same insurance coverage. You should also be wary when a dealer tries to get you to use his/her insurance recommendation. You should already know which insurance company you are going to use before you purchase a car. Call them from the dealership to set up your coverage. If you use the dealer’s recommendation, you might end up paying a lot more than you should. Sometimes dealers profit by endorsing certain insurance companies.