Pat Goss' Tips & Expert Advice

Insurance Discounts

Insurance companies offer various discounts when issuing car insurance policies. But, not every auto insurance specialist will take the time to review all the available discounts so it is important to ask what is available to you. Drivers with excellent driving records can receive substantial discounts, and policyholders who use the same company to insure multiple vehicles often get discounted rates. Certain safety features on your car can bring the cost of your insurance down, and factors such as where you park your car at night and the average number of miles you drive per month can also help you pay less in insurance premiums. Car insurance for teens can be cheaper if the teen happens to be an honor roll student, and some adult college students might be able to receive similar good student discounts. Many car insurance companies partner with professional and other organizations to offer attractive discounts to their members. If you aren't sure of the discounts available to you through a car insurance company, simply give the company a call and ask the representative to go through the list of possible discounts. This simple effort might result in quite a bit of money saved.