Pat Goss' Tips & Expert Advice

Shop Around

Not all car insurance companies are created equal. Since monthly car insurance is a necessary expense for anyone who owns a car, it is important to recognize that shopping around for the best auto insurance rate can save you quite a bit of money. Although it may seem like a hassle to spend the time necessary to find the lowest insurance rate, you will probably be amazed at the vast variation from one insurance company to another. One company may quote you a ridiculously high monthly premium while another company may offer you reasonable rates for identical coverage. This is why it is so important to shop around before deciding on an insurance provider for your car. Don't allow a dealership to talk you into a particular insurance company when you go to buy a car either; you should already have an insurance company in mind for your car purchase and should call them from the dealership to activate coverage immediately. If you instead take whatever car insurance the dealership suggests then you may wind up paying much more than you should, and you might just pad the dealership's profit further by utilizing the insurance provider they endorse.