Pat Goss' Tips & Expert Advice

The Lowest Bidder

It is certainly sage advice to shop around for the best car insurance rate you can find, but it is also important to make sure that you are tempering the low monthly premiums along with the service you will need. It is possible to find rock-bottom prices for auto insurance, but oftentimes these low rates come with inadequate protection and shoddy customer service. If you stumble across an insurance company which offers extremely low premiums, you should be wary if you have never heard of the company before. Don't allow the lure of low premiums to convince you to go with a company which may not even be around long to answer the phone if you call with a claim. Additionally, you should also make sure that whatever insurance company you choose is not lowering your premiums by raising your deductibles to outrageous levels. Your car insurance policy will not do you much good if you have to shell out a huge amount of money before your insurance will start paying for repairs.