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Best Used Car Warranty Companies (2021)

A used car warranty can help you avoid the risk of sudden financial disaster and bring you peace of mind on the road. But not all providers offer the same prices, coverage, and quality of service. To help you sort through all the options, we’ve compiled a comprehensive list of the best used car warranty companies below.

Keep reading for a side-by-side comparison of providers and plans. You’ll also learn:

  • Features you should look for from reputable used car warranty companies
  • Benefits of a used-car warranty from CARCHEX
  • What to consider when looking for a used car warranty company
  • The difference between auto insurance, mechanical breakdown insurance, and extended car warranties
  • What a warranty for used cars covers
  • How a used car warranty works

Comparison of Used Car Warranty Companies

Finding the right warranty provider can make all the difference when it comes to extending the life of your car. Similar to the best home warranty providers or other service contract providers, a good used car warranty company should be accredited, affordable, flexible, and trustworthy.

To help make the buying process easier for you, we’ve put together a list of what the best warranty companies should offer their customers:

  • A commitment to providing excellent customer service and having representatives available whenever you need them
  • Accreditation from the Better Business Bureau and backing by solid members of the auto industry
  • Competitive prices and affordable, flexible payment plans to fit any budget
  • A wide range of auto warranty plans and customizations to fit your needs
  • Transparency about the benefits they do (and do not) offer
  • Ability to use the car repair shop you trust most
  • Claims that are paid directly to the repair shop (so you don’t have to wait for reimbursement for covered repairs)

The chart below compares some of the most well-known used car warranty companies in the industry on these factors.

How CARCHEX Stands Up to the Competition

CARCHEX Liberty Bell Auto Protect AutoAssure Concord Auto Protect Endurance Protect My Car
Years in Business 22 11 10 7 15 15
Instant Quote Yes Yes Yes Yes Yes Yes
BBB Accreditation Yes No No No No No
BBB Rating A+ F Not Rated B C A+
BBB Complaints (last 36 mo.) 124 48 296 28 904 150

Updated June 2021

Car dealer sales car to the customer

What Should I Consider When Shopping for a Used Car Warranty?

When you have a used car, it’s important to maintain it with a warranty. However, not all car warranties are created equal. Here are some important factors you should consider when researching used car warranty companies to make sure you’re getting what’s right for your car, lifestyle, and budget:

How much coverage you’ll get

This is one of the most important factors to look at when buying a used car warranty. Many extended warranty companies have different coverage tiers, each with its own pricing. Some provide bumper-to-bumper coverage similar to factory warranty coverage, while other coverage plans include major systems like the drivetrain and essential electrical components. Read the fine print and determine what is and isn’t covered by your warranty.

How long the coverage lasts

You’ll want to get a used car warranty that goes beyond your original manufacturer’s warranty. Also make sure you get a warranty that is transferable, should you decide to sell your car.

Cost of the warranty

Look at quotes before purchasing a used car warranty. Quotes will typically vary based on the make and model of your vehicle, as well as its mileage and age. Make sure you understand the complete price of your warranty and determine if there are monthly costs you will have to pay.

Better Business Bureau (BBB) rating

This rating is based on the BBB’s opinion of how the business interacts with its customers and is obtained from information on the business and public complaints. You want a reputable extended car warranty company, so checking the BBB rating is a good way to ensure both your warranty and the provider are reliable.

Extra benefits

Extra expenses such as car rentals really add up while your car sits in the. repair shop. The best extended auto warranties include roadside assistance and related benefits such as towing, rental car reimbursement, and trip interruption services. That way, you keep out-of-pocket costs to a minimum.

Choices for Vehicle Protection

If you have a used car, you may be wondering, “What’s the best protection for my vehicle?” Mechanical breakdown insurance, auto insurance, and extended warranties are three options you might be considering. Here is an overview of all three options, including the similarities and differences between them.

Auto Insurance

will help pay for damages to your vehicle in the event of a theft or accident. Car insurance won’t cover normal wear and tear, routine maintenance such as oil changes, or auto repair costs not related to an accident.

Mechanical Breakdown Insurance

pays for unexpected mechanical problems that are not related to accidents. This type of insurance is extremely similar to extended car warranties, as they both pay for unexpected repairs.

Extended Car Warranties,

sometimes called vehicle protection plans or vehicle service contracts, may also include additional perks like trip interruption benefits and 24/7 emergency roadside service that mechanical breakdown insurance may not offer.

Similarities Between Breakdown Insurance and Extended Warranties

Mechanical breakdown insurance and extended car warranties share these features:

  • Both pay for repairs that don’t occur from normal wear and tear.
  • Both can range from high-level exclusionary coverage to basic auto protection.
  • Both require a monthly payment.
  • Both will make you pay a deductible before any repairs are covered.

Differences Between Breakdown Insurance and Extended Warranties

While these two options are similar, the main difference between them is that only a business entity with a property and casualty insurance license can provide mechanical breakdown insurance. Extended car warranties (or vehicle protection plans), however, are provided by companies that specialize in these plans, and may offer additional benefits and perks. If you want more comprehensive coverage and a variety of benefits, you should consider purchasing an extended warranty for your used cars.

How Does a Used Car Warranty Work?

Though it’s technically a type of service contract, an extended warranty works like an insurance policy for your car. You cover a small, predictable up front payment, often over the course of several months. Your warranty typically goes into effect within 30 days, and it protects you against surprise repairs in the future, which can be costly and throw your budget out of whack.

Here’s how an extended warranty for a used car works when you need to file a claim.

  1. When your car needs a repair, gather your warranty documentation and get an estimate for the repair.
  2. Next, call the warranty company. It will confirm that the repair you need is covered. The company will also tell you if your warranty requires you to take your car to a specific mechanic (or group of approved mechanics). The best used car warranty companies let you pick any repair shop you like.
  3. Then, take your car in for a repair. Your warranty company may pay your mechanic directly, or it may reimburse you for the expense. This will depend on the terms of your warranty.

What Does a Used Car Warranty Cover?

There are many used car warranty plans that each offer various levels of coverage. Remember, reputable used car warranty companies will have lots of flexible coverage plans that suit your vehicle’s needs. The best coverage selection should range from basic powertrain coverage up to plans similar to a new car manufacturer’s warranty. Extended warranties don’t usually cover regular maintenance, though some offer that as an add-on.

At CARCHEX, we provide a variety of extended warranty coverage options for your vehicle that include protection for your:

  • Engine components, like the water pump, oil pump, and connecting rods
  • Transmission components, like the torque converter, vacuum modulator, and transmission mounts
  • Drive axle components, like the axle shafts, universal joints, and hub bearings

Our higher-tier and bumper-to-bumper warranty plans also cover fuel delivery, electrical, air conditioning, braking, steering, suspension, enhanced electrical systems, high-tech, and heating and cooling components. We also cover components for hybrid or electric vehicles.

Here’s a quick look at the industry-leading coverage levels we offer—with a number of plans within each—so you can ensure that you get the plan that’s right for you.

CARCHEX Vehicle Protection Plans

The Best Overall Used Car Warranty Provider

CARCHEX leads the competition with its extended auto warranty plans for several reasons:

  • Our A+ rating from the BBB places us among the best car warranty companies for used cars. Our promise to you is “Customer Experience Above All,” whether you’re getting a quote or filing a claim.
  • We’ve been endorsed by top industry-leading companies such as Edmunds, Kelley Blue Book, RepairPal, and CARFAX.
  • We offer affordable, flexible payment plans customized to your driving needs.
  • If your car is used or certified pre-owned or has more than 100,000 miles, you’re still eligible for one of our Extended Vehicle Protection Plans. In fact, we have several plans designed for older cars and high-mileage vehicles.

Benefits of a Used Car Warranty with CARCHEX

Here are some other benefits of CARCHEX used car warranties:

  • We offer affordable payment plans for those who can afford low monthly payments but would be weighed down by an untimely $3,000 repair. Deductibles are as low as $0.
  • CARCHEX provides consultative customer service, so you don’t have to worry about haggling, limited choices, or high markups. You get quotes tailored to your budget, driving habits, and needs.
  • We provide 24/7 roadside assistance that includes gas delivery, towing, and trip interruption service.
  • You get to choose your repair facility and aren’t forced to take your car to the dealership. We partner with more than 30,000 certified facilities nationwide, so whether you prefer Firestone, Pep Boys, Goodyear, a dealer, or your local shop, you’ll be able to take your car to the mechanic you trust most.
  • CARCHEX offers a No-Haggle, Low Price, Everyday Guarantee™ and a 30-Day Money Back Guarantee with each Extended Vehicle Protection Plan to ensure you’re completely satisfied with your used car warranty.
  • You can enjoy the peace of mind that comes with having the best extended warranty for used cars and relax knowing your vehicle and budget are protected.

With these benefits, CARCHEX makes it easy for you to compare the best vehicle protection plans for your needs.

Auto Warranty Provider Reviews

When comparing your used vehicle warranty options, don’t forget third-party reviews and comparisons of used car warranty companies. You can learn a lot about a company from other people’s experiences. It’s also smart to learn what the experts have to say about used car protection. Used car warranty company reviews and endorsements can help you find a company you trust.

Here’s What CARCHEX Customers Are Saying:

“CARCHEX has good service and I’ve never had a problem. I have three vehicles covered by them currently and also had one before. Everything that’s covered has been covered. Whenever I’ve taken a car in, my service advisor takes care of the problem. I’ve recommended CARCHEX to a couple of people who would’ve taken advantage of it.” — Dave (Peoria, AZ)

“I’m still satisfied with my car and I wanted to keep it longer beyond the original warranty. I found CARCHEX online and I talked to someone over the phone and he was very courteous and knowledgeable. It was a good experience and CARCHEX should keep up the good work.” — Bervin (Virginia Beach, VA)

“I was very impressed with the professional service and would highly recommend to anyone needing their product.” — Gerald

“The representative I worked with was very knowledgeable, helpful, and not pushy. Talked where I could understand him and explained everything very well.” — Cynthia

“Working with the representative to find the best warranty product for my vehicle(s) was a breeze. He was able to take my information and quickly find a product that was within my budget range.” — Dennis

Call a CARCHEX Representative Today About Your Used Car Warranty

Find the affordable coverage you’re looking for with one of the best used car warranty companies. Call us at 866-261-3457 and speak to one of our representatives about purchasing a used car warranty today.

Our specialists will listen to your needs, and help you find the best extended warranty plan that’s right for your vehicle, your driving habits, and your budget. And we’ll do it in a low-pressure environment. Our Brand Promise to you is “Customer Experience Above All,” which means our dedicated team works hard every day to make sure our customers’ needs are being met.

Learn More About Car Warranties

If you’d like more information about car warranties before making a decision, here are some helpful places to start:

FAQ: Used Car Warranty

Should you buy a warranty on a used car?

Many people enjoy peace of mind from a used car warranty, but you’ll need to decide for yourself whether purchasing one fits your needs. If you want to predict your monthly budget with greater accuracy or spend less time worrying about repair costs, a used car warranty can be a good idea.

What company has the best used car warranty?

Used car warranty plans from CARCHEX outlast the competition and can cover your vehicle for up to 10 years or 250,000 miles. Plans also include extras like roadside assistance, rental car coverage, and trip interruption coverage.

What is covered under a used car warranty?

It all depends on the plan that you have. Depending on the age of your car, it may be eligible for bumper-to-bumper warranties that cover everything except for a small list of exclusions. Older vehicles are still eligible for plans that cover the most important parts such as the engine, transmission, and drivetrain.

Can you get a warranty on a used car after purchase?

Yes, you can get used car warranties from third-party providers like CARCHEX after you purchase your vehicle as long as it’s within coverage limits. However, dealerships and manufacturers will usually only offer used car warranties on the day you purchase your vehicle.


Better Business Bureau: bbb.org/greater-maryland/business-reviews/extended-warranty-contract-service-companies/carchex-in-hunt-valley-md-23015869

Edmunds: https://www.edmunds.com/auto-warranty/five-questions-to-ask-before-you-say-yes-to-an-extended-warranty.html

Better Business Bureau: https://www.bbb.org/council/overview-of-bbb-grade/

FTC: https://www.consumer.ftc.gov/articles/0054-auto-service-contracts-and-warranties

Edmunds: https://www.edmunds.com/auto-warranty/understanding-extended-warranties.html

Consumer Affairs: www.consumeraffairs.com/auto_warranty/carchex.html

CARCHEX: https://www.carchex.com/research-center/auto-warranties/mechanical-breakdown-insurance-vs-extended-car-warranty/

CARCHEX 118 Shawan Road, Suite 210 Baltimore, MD 21030 (FL License # E155490)

© 2018 Carchex. All rights reserved.

We proudly offer the CARCHEX No-Haggle, Lowest Price Everyday Guarantee™ for all of our auto warranty and car inspection programs.
Consistent with consumers’ understandings and expectations of the market in which CARCHEX operates, CARCHEX uses the terms “warranty”; “extended warranty”, “extended auto warranty”, “extended service protection plan” and similar terms to describe the more technical term “vehicle service contracts”. For more information, see this FTC link or learn more here or by reviewing CARCHEX’s website.
CARCHEX markets and sells extended warranties on behalf of third party extended warranty providers, and your extended warranty will be between you and the provider. This website site is intended solely for the purpose of providing general information regarding the purchase of extended warranties. Specific contract terms, rates, taxes, fees and other charges are determined upon validation of vehicle information and acceptance by the extended warranty provider, for which CARCHEX is not responsible. Extended warranties may not be sold where prohibited by law.
CARCHEX 118 Shawan Road, Suite 210 Baltimore, MD 21030 (FL License # W469753)
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