Many car owners wonder what a powertrain warranty covers on a new vehicle. The powertrain includes your car’s engine, transmission, and drivetrain, so you can expect a warranty to cover the cost of repairing or replacing these parts for around five years or 60,000 miles.
In this article, we’ll give more details on what a powertrain warranty covers and how you can keep these critical car parts safe after protection runs out.
What Does a Powertrain Warranty Cover?
Simply put, a powertrain warranty covers the key components that move your car. Most powertrain warranties last for around 60,000 miles but cover far fewer parts than a bumper-to-bumper warranty. While the number of covered components is shorter, powertrain protection takes care of your car’s most important systems.
Below are the internal parts that a powertrain warranty covers after your deductible in almost all instances:
You’ll receive coverage regardless of whether your car’s drivetrain is four-wheel drive, all-wheel drive, or rear-wheel drive. To learn the specific details of your car’s powertrain warranty, refer to the fine print in your sample contract from the dealership or third-party provider.
What’s Excluded From a Powertrain Warranty?
In general, a powertrain warranty covers the engine, transmission, transfer case, and drive axles on vehicles. However, it excludes damages caused by the following:
- Accidents or collisions
- Insufficient or improper maintenance
- Vehicle misuse
- Maintenance services like oil changes and tire rotations
- Contaminated or low-quality fuel
- Corrosion or rust
- Wear and tear parts like brake pads
- Environmental causes
- Aftermarket products
- Alterations you were warned against
- Systems like air conditioning and heating
The sections of the powertrain warranty may vary depending on your warranty provider, as well as on your car make and model. In general, powertrain warranties cover the engine, transmission, transfer case, and axle assemblies on light-duty vehicles but exclude components in the following categories:
Note that your car’s exhaust system, which includes the catalytic converter, is covered by an emissions limited warranty and not by your vehicle’s powertrain service contract.
How Long Does a Powertrain Warranty Last?
Powertrain coverage is typically for five years or 60,000 miles, whichever comes first. That number might differ slightly across automakers, so don’t expect Ford and Toyota to offer the same coverage. Heavy-duty pickup trucks, commercial vehicles, and government fleet cars often receive higher mileage as part of their powertrain warranty coverage.
Kia, Hyundai, Genesis, and Mitsubishi offer some of the industry’s longest powertrain warranties, reaching up to 10 years or 100,000 miles.
Should I Extend My Powertrain Warranty?
As your factory warranty comes to a close, you may find yourself wondering whether your car is safe without an extended powertrain warranty. It’s smart to consider the following as you think of what a powertrain warranty covers on used cars as well as high-mileage vehicles:
- Is your car dependable?
- Can you afford unexpected repairs without a warranty?
- How much longer will you keep the car?
- Is a bumper-to-bumper warranty a better choice?
- Can you handle the stress of unexpected repair bills?
If you’d prefer to pay one monthly payment upfront instead of having repair costs sneak up on you, an extended car warranty may be a wise choice.
Bumper-to-Bumper vs. Powertrain Warranties
There are many coverage plans on the market, but two common ones are powertrain and bumper-to-bumper warranties. Here are some differences between the two:
- A powertrain warranty covers fewer car parts but lasts longer.
- Bumper-to-bumper coverage is a much more comprehensive warranty choice than powertrain protection.
- Powertrain plans usually last around five years or 60,000-miles, while bumper-to-bumper plans often last only three years or 36,000 miles.
- Both are free on new vehicles, but extended powertrain warranties are cheaper.
While powertrain and bumper-to-bumper warranties come standard with new cars, you can also find extended warranty options for each one. While a powertrain warranty covers significantly less parts, it’s more affordable in return.
Get Free Powertrain Warranty Quotes
Powertrain warranties cover most critical car components, and they’re at their best when you pick Bronze coverage from CARCHEX. We also offer four other flexible extended warranty plans that cover a larger number of car parts.
Getting a car warranty quote online from CARCHEX is free, fast, and easy. You can also call us at 866-261-3457 to speak with a specialist today about what a powertrain warranty covers.