Extended Warranty for Cars Over 100k Miles | What You Should Know

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With vehicles lasting longer than ever, getting an extended warranty for cars over 100k miles becomes increasingly important to avoid expensive repair costs.

Read on to learn what factors to consider when looking for an extended warranty for a car with over 100,000 miles and how to get the best coverage for your vehicle.

Why An Extended Warranty Makes Sense For You

get an extended warranty to protect your car

Did you know that almost 90% of all vehicles on the road are in need of some kind of service or repair? A large portion of cars on the road today that need repairs have passed the 100,000-mile mark.

An extended warranty is like an insurance policy for your car. Many original manufacturers’ warranties for new vehicles are limited to three to five years and only cover a vehicle up to 50,000 miles.

Some dealership warranties last longer, but eventually you’ll be risking hundreds of dollars by driving without extended warranty coverage.

Once your car passes over 100k miles, an extended warranty is the best way to keep your vehicle running without expensive trips to the repair shop.

Is an Extended Warranty Worth It for Cars Over 100k Miles?

Here are several benefits of buying an extended warranty:

  • Longer coverage on the same parts and services as an original warranty
  • You can save money on repair bills over time for older vehicles
  • Adds to the resale value for your car

If you have increased car reliability, you might be driving it longer, but it will become more and more vulnerable to breakdowns, repairs, and maintenance.

Don’t risk purchasing an extended warranty way after your original factory warranty expires. Avoid expensive repair costs by getting an extended warranty today.

Common Problems For Cars Over 100k Miles

It’s important to remember that keeping maintenance records and following service guidelines in your owner’s manual can help you maintain an older or used car. However, topping off the oil and buying an $18 timing belt will only get you so far.

Here are some things you may run into as your car gets older and starts to break down:

Powertrain Failure

How many times have you heard that an engine dies in an old car? Powertrain coverage keeps the mechanisms that power your car running.

Faulty Transmission

A car with 100,000 miles can easily drop a transmission. A new one will cost close to $2,000, and some can cost even more. It’s important to remember to change your transmission fluid when you see six digits on the odometer.

Electrical and Fuel System Issues

Technology systems in current cars make repairs very expensive. As cars age, replacing rare or older components will cost extra.

What Does An Extended Warranty Cover?

extended warranty can cover vehicle

Whether your car is over 100k miles or brand new, you’ll have peace of mind knowing you can have coverage for the following components with an extended warranty:

  • Comprehensive coverage
  • Powertrain extended coverage
  • Air conditioning
  • Electrical repairs
  • Engine replacements
  • Radiators
  • Bedliner damage
  • Corrosion
  • Suspension
  • Fuel Systems
  • Transmissions

Additionally, a good extended warranty will offer 24/7 roadside assistance, towing services, rental cars, diagnostic fee coverage, gas delivery, and trip interruption services.

Extended Warranty vs. Mechanical Breakdown Insurance

Extended warranties and mechanical breakdown insurance are both legitimate options when it comes to protecting your car. They both pay for unexpected mechanical problems and repairs due to normal wear and tear and both require a monthly payment.

However, there are some important differences to note:

  • Extended warranties may offer benefits, like wear and tear benefits, that mechanical breakdown insurance may not cover
  • Specific business entities with a Property and Casualty license can provide mechanical breakdown insurance while extended warranties are provided by companies that specialize in Vehicle Protection Plans
  • Pricing on individual plans may be more affordable and flexible with an extended warranty

It’s important to have some sort of repair coverage to protect against future repair costs, and an extended warranty with its added benefits could be the perfect option for somebody looking for more comprehensive coverage.

Tips For The Savvy Shopper

If you’re thinking that protecting your car is probably a good idea, don’t go signing anything or picking up the phone just yet. Here are a few tips to help you find the best deal on an extended warranty:

  • Read The Fine Print
    If your car has over 100k miles on it, be sure you know what’s covered in the contract and think about what your car may need to have covered.
  • If You Buy, Go Big
    An older car may be a great fit for a basic powertrain warranty, but you’ll get more coverage for just a few extra bucks if you get a more robust warranty plan. The more comprehensive plans give you the best deal for what you’re paying.

Get The Most Out Of Your Car With CARCHEX

With nearly 20 years of experience in the automotive protection business, CARCHEX boasts an A+ customer service rating from the Better Business Bureau. Our knowledgeable and honest protection specialists will help get you most affordable coverage on the market. 

We offer five customizable and affordable vehicle protection plans that can be made to fit any vehicle:


Benefits of a CARCHEX Extended Warranty

Hear what one of our customers has to say about our extended warranties:

In addition to our affordable Vehicle Protection Plans and excellent customer service, we also offer:

  • 24/7/365 direct quote engine
  • Choice of your own repair facility
  • Claims paid directly to the repair facility
  • Extended auto warranty benefits, like towing and rental car services
  • 30-Day Money Back Guarantee

Get an Extended Warranty from CARCHEX Today

Get an extended warranty for cars over 100k miles and protect your vehicle for years to come. Call CARCHEX at (866) 261-3457 to get a free quote today.



Car Care: www.carcare.org/car-care-service-schedules/general-service-schedule/

Money Crashers: www.moneycrashers.com/extended-car-warranty/

Driverside: www.driverside.com/auto-library/how_to_maintain_your_vehicle_after_100000_miles-988

Consumer Reports: www.consumerreports.org/extended-warranties/extended-car-warranties-an-expensive-gamble/

Better Business Bureau: www.bbb.org/greater-maryland/business-reviews/extended-warranty-contract-service-companies/carchex-in-hunt-valley-md-23015869