Car Warranties Comparison

For a Free Quote

CALL

866-261-3457

— OR —

Whether your car is new or old, an extended warranty can help you avoid expensive future repairs once your manufacturer's warranty expires. But before you make a purchase, you should perform a car warranties comparison to make sure you're getting a plan that's right for you.

Keep reading to learn:

  • what warranties cover and what they don't
  • where you can find the best warranty for your vehicle
  • the difference between mechanical breakdown insurance and extended warranties
  • why car warranties are worth it

Factory Warranty Comparison

If you have a new or recent-model car, you're likely under your manufacturer's warranty. However, factory warranties will expire and are limiting when it comes to where you can have your car serviced and what's covered.

Here are some of the most common factory warranties and their term lengths:

 

Manufacturer

Basic Warranty

Powertrain Warranty

Buick

4 years / 50,000 miles

5 years / 100,000 miles

Chevrolet, GMC

3 years / 36,000 miles

5 years / 100,000 miles

Dodge

3 years / 36,000 miles

Lifetime Limited

Ford, Honda
Nissan, Subaru, Toyota

3 years / 36,000 miles

5 years / 60,000 miles

Hyundai, Kia

5 years / 60,000 miles

10 years / 100,000 miles

Infiniti

4 years / 60,000 miles

6 years / 70,000 miles

VW

4 years / 50,000 miles

5 years / 60,000 miles

Volvo

4 years / 50,000 miles

4 years / 50,000 miles

How to Find the Best Car Warranty

If you're looking for the best car warranty, but don't know where to start, know that there are certain things that the best warranties provide, and any plan you purchase should meet those requirements.

As a general rule of thumb, your warranty should offer:

  • Affordable Payment Options—You should find a plan with payments you can afford. Low monthly payment options will fit into most budgets.
  • Your Choice of Service Center—Most warranties offered by auto manufacturers will require that you have your car serviced at their dealerships. Failure to do so can mean that you're not covered, and in some cases, that you void the warranty. The best warranties will allow you to take your vehicle to the repair shop of your choosing.
  • Claims Paid Direct to Repair Facility—The best coverage providers won't make you foot the bill and then wait for reimbursement. Make sure the warranty company will pay the repair shop directly.
  • A Money Back Guarantee—Be sure that the warranty provider is willing to stand behind their product. If you're not satisfied with the purchase, you should be able to get your money back within a reasonable time frame.
  • A Better Business Bureau (BBB) Rating—A BBB rating is based on information obtained about the business, including complaints received from the public. This rating can help buyers know how the business is likely to interact with its customers. When buying an extended car warranty, be on the look out for a high BBB rating.

Extended Warranties vs. Mechanical Breakdown Insurance

Extended warranties and mechanical breakdown insurance are similar, but they have a couple of distinct differences, as well.

Mechanical breakdown insurance pays for unexpected mechanical problems that are not related to accidents while extended car warranties (also known as Vehicle Protection Plans) also pay for unexpected repairs.

Additionally, auto insurance also covers car repairs, but only when there is loss or damage due to an accident or theft.

Similarities of Breakdown Insurance and Extended Warranties

Both mechanical breakdown insurance and extended car warranties:

  • will help you pay for repairs that don't occur from normal wear and tear (including accidents)
  • require a payment each month
  • make you pay a deductible before any repairs are covered

Differences Between Breakdown Insurance and Extended Warranties

The main difference between these two options is that only business entities with a certain insurance license can provide mechanical breakdown insurance, while vehicle protection plans are provided by companies that specialize in these plans.

Vehicle protection plans may also include additional perks, like towing, emergency services, roadside assistance, and trip interruption benefits, that mechanical breakdown insurance may not offer.

Are Extended Car Warranties Worth It?

If you're a Dodge driver whose warranty has expired, you could be faced with a bill as high as $2,700 if you need to replace a head gasket. If you drive a Honda, you could experience transmission problems, which can be extremely expensive.

Regardless of what car you drive, once your manufacturer's warranty runs out on your vehicle, you will be left to pay out of pocket for any future expenses. By purchasing an affordable extended car warranty, you avoid costly car repairs for just a low monthly payment.

If you plan on owning your car past its manufacturer's warranty, purchasing an extended warranty is definitely worth it.

What Does a Used Car Warranty Cover: Provider Comparison

Just as important as the warranty itself is the company you purchase it from, so make sure you do a side-by-side comparison of the top warranty companies in the market.

The most popular car warranty providers are:

  • CARCHEX
  • Endurance
  • Warranty Direct
  • AA Auto Protection
  • Delta Auto Protect
  • ASAP

So how do these companies stack up against each other? Let's take a look at how they compare when it comes to endorsements, customer service, and track record.

carchex-competitor-comparison

What Do the Experts Say About CARCHEX Warranties?

CARCHEX is the leader in exceptional customer service, affordable pricing, variety of coverage options, and excellent business ratings.

We are proud to have received endorsements from industry leaders like CARFAX, Thoroughly Reviewed, Edmunds, RepairPal, Pat Goss, and especially from our customers—CARCHEX has received a 99.9% customer satisfaction rating from the Better Business Bureau.

Take a look at what Pat Goss has to say about CARCHEX:

 

What Is Covered by a CARCHEX Extended Warranty?

CARCHEX offers a variety of vehicle protection plans that gives you and your vehicle the coverage you deserve. Take a look at our different protection options below:

Titanium—Coverage Available for 7 Years

Our Titanium Level vehicle protection plans are the highest level of coverage available. Also known as bumper-to-bumper coverage, Titanium level coverage protects your vehicle from the most damage. This level of coverage is similar to a manufacturer's warranty and included protection of your entire vehicle. 

Platinum—Coverage Available for 5 or 7 Years

The second highest level of coverage is our Platinum Level warranty. The Platinum Level plan is a stated-component coverage plan, meaning that the contract lists the specific components of your vehicle that are covered under the warranty. 

Gold—Coverage Available for 5–6 Years

Our Gold Level program is the next level of coverage. This plan covers most major vehicle systems and offers flexible terms and affordable prices. If you're looking for an extended warranty for a vehicle with more than 60,000 miles, Gold Coverage might be a good fit. 

Silver—Coverage Available for 5–6 Years

The Silver Level program provides coverage for most major vehicle systems, including your braking and steering components, extending beyond coverage of just your engine and transmission.

Bronze—Coverage Available for 5 Years

Our Bronze Level program provides coverage for common problems that affect the major systems in your vehicle, like your engine, transmission, and drive axle components.

Benefits of a CARCHEX Warranty

list of additional benefits for carchex warranties

CARCHEX is committed to providing affordable, quality car warranties that suit your needs and driving habits. With a CARCHEX warranty, you'll enjoy:

  • Low Monthly Payments—You should never have to choose between safety and finances when it comes to repairing your car. That's why CARCHEX provides low monthly payment plans, so you can maintain peace of mind when an unexpected repair comes up.
  • The Freedom to Choose Your Repair Shop—We work with more than 30,000 certified, licensed repair shops nationwide. So whether you prefer a dealer, a national chain, or the garage down the street, you're sure to find a shop you like and trust.
  • Claims Paid Directly to Repair Facility—CARCHEX doesn't make you wait around to be reimbursed. We make it easy on you by paying the repair facility directly.
  • A 30-Day Money Back Guarantee—If you're not satisfied with your warranty purchase, just let us know within 30 days and we'll issue a full refund.
  • 24/7 Roadside Assistance—If you break down on the side of the road, our car insurance plans can help by offering towing, gas delivery, and trip interruption service.

Call Us Today and Get an Extended Warranty

Learn more about our coverage plans, view specific plan contracts, and perform a more in-depth car warranties comparison by speaking with our representatives today.

Get your free extended vehicle protection plan quote from CARCHEX and receive the affordable coverage you deserve. Call us at 866-261-3457.

----------

Sources:

BBB: https://www.bbb.org/greater-maryland/business-reviews/extended-warranty-contract-service-companies/carchex-in-hunt-valley-md-23015869

BBB: https://www.bbb.org/council/overview-of-bbb-grade/

Thoroughly Reviewed: https://thoroughlyreviewed.com/car-warranty/extended-car-warranty-company-reviews/

RepairPal: http://repairpal.com/dodge/journey

Goss' Garage: http://www.motorweek.org/features/goss_garage/

CARCHEX Research Center: https://www.carchex.com/research-center/auto-warranties/mechanical-breakdown-insurance-vs-extended-car-warranty/

OTHER ARTICLES YOU MIGHT FIND INTERESTING

Related Information

Top Six Extended Car Warranty Providers

Are you considering purchasing an extended car warranty? First, determine whether or not it's worth it to you! Then, choose from our list of the top 6 providers!

Read More

New Car Warranty Comparison

No two car models are alike. Why should your warranty be? Take the guesswork out of the process by comparing new extended car warranties before you buy.

Read More

Extended Car Warranty Quote

Do your car need an extended warranty? This article runs through the ins and outs of extended car warranties and how to find the best one.

Read More

Best Car Warranty For Used Cars

Are you looking for the best car warranty for a used car? Before buying, let the experts at CARCHEX help you learn how to make the best decision.

Read More

Find Used Car Extended Warranty

Before buying a used car extended warranty, make sure you know what to ask and what to look for. Here are some tips for car warranty shopping.

Read More

Cost of Buying Extended Warranty on New Car

Buying an extended car warranty on a new car can give you the peace of mind you need. Keep your car on the road longer and cover yourself from costly repair bills.

Read More

Extended Car Warranties from CARCHEX

CARCHEX is an extended auto warranty company that can help car owners save money on covered repairs. Find out what type affordable extended warranty plan is right for you.

Read More

Best Used Car Warranty Companies

Make sure your used car warranty is worth it by comparing the top warranty companies and finding the best option for your needs with the help of CARCHEX.

Read More

New Car Extended Warranty That Is Worth Paying For

Is a new car extended warranty worth it? Ask yourself three important questions before you decide whether to purchase one for your vehicle.

Read More

TRUSTED AND RECOMMENDED

BY TOP BRANDS

CALL FOR A FREE QUOTE
866-261-3457