Pat Goss' Tips & Expert Advice

New Vs. Old

New car insurance often costs more than used car insurance simply because new cars are usually valued higher than used cars. This isn't necessarily always the case, as there are many used cars which are quite valuable and which cost more than some new cars. Since many other factors go into the eventual cost of your car insurance premium, however, you probably don't want to buy a used car over a new car based solely on the fear of high insurance rates. Before you make your final decision on a car, get a car insurance estimate from a reputable insurance company to see how much you can expect to pay for your monthly premium. You should also be sure to find out about what types of discounts you can get based on your situation, because the right combination of discounts can make the extra cost of insuring a new car negligible. Most car insurance companies are more than happy to provide free auto insurance quotes, so finding the best deal should not be difficult.