Disclosure: This content was produced by an independent editorial party for the purposes of educating our customers, and is not influenced by the other business operations of CARCHEX.

The history of the Lincoln reaches beyond 1922, the year Ford acquired the Lincoln Motor Company. If you own this timeless and luxurious vehicle, you want to be able to afford the necessary repairs and keep it in its best condition. An Extended Vehicle Protection Plan from CARCHEX can help keep your Lincoln in perfect condition. Read on to learn more about your options for Lincoln extended warranties.

What Is a Lincoln Extended Warranty?

A Lincoln extended warranty is a way to protect your vehicle and bank account from costly car repairs. Similar to how a home warranty works, instead of paying the complete bill, the cost is offset by your warranty, which is an affordable monthly payment.

You can purchase an extended warranty before or after your Lincoln factory warranty expires. Lincoln dealers offer extended warranties, as do third-party auto warranty companies like CARCHEX. However, a Lincoln extended warranty from the dealership must be purchased before the Lincoln new car warranty expires.

What’s Covered in a Lincoln Factory Warranty?

When you buy a new Lincoln at the dealership, you also drive away with a manufacturer or factory warranty. These warranties cover repairing or replacing defective parts during a certain period of time.

Here’s what’s covered under Lincoln’s New Vehicle Limited Warranty:

Bumper-to-bumper warranty (4 years/50,000 miles)Sometimes called a comprehensive or exclusionary warranty, this covers most components in your Lincoln with a short list of exclusions.
Powertrain warranty (6 years/70,000 miles)This warranty protects your engine, transmission, front-wheel drive, rear-wheel-drive, four-wheel/all-wheel drive, and related parts, including the driving axle.
Safety Restraint Systems (5 years/60,000 miles)This includes your Lincoln’s safety belts and airbag Supplemental Restraint (SRS).
Corrosion coverage (5 years/unlimited miles)If your vehicle’s sheet metal panels start to corrode or rust due to a manufacturing defect, the repair cost is covered. If the damage is caused by an airborne material or environmental fallout, Lincoln provides a free paint repair for up to 12 months or 12,000 miles. This benefit is also available for windshield cracks.
Lifetime Roadside AssistanceThe original owner can enjoy roadside assistance for the entire life of the Lincoln. A subsequent owner will get it for up to 6 years/70,000 miles.
Limited new tire warrantyIf your tires have defects, Ford may reimburse you for tire repairs. The reimbursement depends on how many miles you have driven with the tires. However, normal wear and tear on tires is not covered under your warranty.
Limited wear and tearWiper blade replacements are offered for the first 6 months in service. Wheel alignments and tire balancing are provided during the first 12 months or 12,000 miles. Lastly, Ford offers brake pad or lining replacements during the first 12 months or 18,000 miles.

If you purchase a previously owned Lincoln, you are eligible for any remaining warranty coverages.


  • Damage caused by accidents, theft, fire, racing, or driving through water deep enough to harm the engine
  • Damage caused by the environment, including dents, road salt, tree sap, flooding, and lightning
  • SYNC Hands-Free Communications and Entertainment System
  • Changes to the vehicle body, chassis, electronics, or their components, including if you use a non-Ford Motor Company part
  • Regular maintenance, such as oil changes and tire rotation
  • Vehicles that are labeled as “dismantled,” “salvaged,” or deemed a total loss by an insurance company
  • Tire wear or damage

When you are at the Lincoln dealership, make sure to ask your finance and insurance (F&I) officer plenty of questions so that you fully understand what warranty repairs are and are not offered.

Do I Need an Extended Warranty for My Lincoln?

Considering purchasing a Lincoln extended warranty? Not having one leaves you responsible for all repair costs once the factory warranty ends. Here are a few reasons why you should buy an extended warranty:

  • Peace of mind—If the thought of costly car repairs keeps you up at night, paying affordable monthly payments through an extended warranty puts your mind at ease.
  • Long-term value—If you plan on driving your Lincoln for years to come, an extended warranty can make inevitable repairs more affordable.
  • Increased resale value—Many extended warranties are transferable to other owners, so you can raise the price when selling your car.
  • Additional services—Extended warranties from both dealers and third-party companies often include extra benefits like 24-hour roadside assistance and rental cars.

Cost of Lincoln Repairs

Are Lincolns reliable? The best way to figure this out is to look at reliability ratings and common repairs for your specific Lincoln model.

J.D. Power rated Lincoln a 4 out of 5 in dependability in 2018. In J.D. Power’s 2020 U.S. Vehicle Dependability Study, Lincoln placed seventh. Many car owners on RepairPal give their Lincoln models at least 4 out of 5 stars. Though, other reviewers like Consumer Reports say Lincoln reliability is spotty.

To give you an idea of what it costs to repair a Lincoln, an engine can cost up to $6,000 and fixing your front suspension can set you back up to $700 at the dealership, according to information provided by the brand itself.

No matter the make and model of a car, it’s bound to have repairs and need replacements over time.


  • Water pump replacement ($394 to $563)
  • Replace applique on the plastic liftgate trim panel
  • Shifting issues with automatic transmission
  • Replacing brake pads and rotors and updating caliper anchor brackets ($195 to $217)
  • Compressor failure ($480 to $674)
  • Problems with the radio
  • Coolant leaks

Repairs and costs from RepairPal.

Tips to Maintain Your Lincoln

Whether you intend to enjoy your luxury vehicle until it dies or resell it in good condition, it’s important to take care of your car. Follow these tips for complete Lincoln maintenance:

  • If you don’t have a garage or carport, invest in a car cover to protect your Lincoln from tree sap, bird droppings, pollen, leaves and other environmental factors. Remember, your warranty doesn’t cover these damages.
  • Keep up with regular maintenance like oil changes, tire pressure, brake pad replacements, and new windshield wipers.
  • Wash your carinside and out—on a regular basis. This is especially important if your Lincoln has recently been exposed to sand, salt, or other damaging materials.
  • Get a Lincoln extended warranty to ensure that you can afford repairs when you need them.

What Do Lincoln Extended Warranties Cost?

The cost of an extended warranty is determined by several factors, including:

  • Your level of coverage—Higher-level plans that cover more components are more expensive.
  • The vehicle’s condition—Older model years with higher mileage cost more to cover.
  • The make and model—Lincoln is a luxury car, so you can expect a higher-priced warranty.
  • Deductible—Your premiums are lower if your plan includes a deductible.
  • The provider—The cost could vary based on what company you choose to provide the warranty.

Lincoln Protect Extended Service Plans

Extended warranties provided by the dealership are called Lincoln Protect Extended Service Plans (ESP). These extended warranties from the manufacturer usually require that all service and repairs be handled through the dealership, which can make it more expensive than a third-party warranty option. Lincoln ESPs are offered at four coverage levels:

PremiumCARE (8 years/125,000 miles)The most comprehensive plan offered by The Ford Motor Company, this covers thousands of key components, including defects in materials and workmanship and normal wear and tear. It’s the only Lincoln Protect ESP to cover all high tech items, such as windows, locks, and GPS.
ExtraCAREThis plan protects 113 vehicle components that affect drivability and performance, including steering, brakes, and limited high tech.
BaseCARECovering 84 components, including all steering, BaseCARE offers limited coverage for the powertrain, electrical, air conditioning/heat, and more.
PowertrainCAREThis plan is the most basic and covers critical powertrain components.

For ExtraCARE, BaseCARE, and PowertrainCARE, Lincoln vehicle owners select the coverage period, with options ranging between three and eight years and 36,000 and 150,000 miles. See your specific plan brochure for details.


  • 24-hour roadside assistance
  • Support from Lincoln dealerships across the United States, Canada, and Mexico
  • Make payments in monthly installments with no interest or fees
  • All repairs use genuine Ford/Lincoln parts and are completed by factory-trained, certified technicians
  • Pickup and delivery service when your 2017 or newer model needs repairs, as well as a free Lincoln rental while yours is in the shop
  • Coverage is transferable, increasing your Lincoln’s resale value

What Are My Other Options for Lincoln Extended Warranties?

You can guarantee that the dealership F&I officer will try to get you to sign up for a Lincoln extended warranty as soon as possible. However, the Lincoln Motor Company is not your only option when it comes to extended warranties.

Purchasing an extended warranty for your Lincoln from CARCHEX is affordable and flexible. A key difference between our Extended Vehicle Protection Plans and Lincoln Protect ESPs is that you have the freedom to choose your own mechanic, visit a trusted repair shop, and use any brand for replacement parts. The Lincoln dealership limits you to their facilities, technicians, and parts, which can be more expensive overall.

A major perk of buying from CARCHEX is you can purchase your extended warranty at almost any time. Lincoln requires you to get your protection plan while the car is still under the four-year/50,000-mile warranty. CARCHEX Extended Vehicle Protection Plans are available for used Lincolns, even those that have well over 100,000 miles.

Why Lincoln Owners Choose CARCHEX for Extended Warranties

More options isn’t the only reason Lincoln vehicle owners choose CARCHEX to provide an extended warranty. Other benefits include:

  • Exceptional customer service—Our brand promise is Customer Experience above all. That is promise is backed by Better Business Bureau, which gives CARCHEX an A+ rating for customer service.
  • Customer satisfaction—We offer affordable plans with our No-Haggle, Low-Price, Everyday Guarantee™ and a 30-Day Money Back Guarantee if you aren’t satisfied with your warranty.
  • Trusted industry partners—CARCHEX is endorsed by reliable brands like CARFAX, Edmunds.com, Pat Gross, Kelley Blue Book, SiriusXM, and more.
  • Extra protection—All of our extended vehicle protection plans include 24/7 roadside assistance, gas delivery, rental cars, towing, trip interruption services, and more.

Compare CARCHEX to other industry leaders to see why we can offer you the right coverage for your Lincoln’s unique needs.

Extended Vehicle Protection from CARHEX

Our auto warranty company offers a variety of vehicle protection plans, all guaranteed to give you the protection you feel is best for your Lincoln:

  • Titanium—Our most comprehensive offering, this is our version of a bumper-to-bumper warranty and covers most of what a factory warranty covers.
  • Platinum—This plan covers hundreds of components, including all major systems on your Lincoln vehicle.
  • Gold—With comprehensive coverage, flexible terms, and affordable prices, this plan is a great option for vehicles with over 60,000 miles.
  • Silver—More more than your regular powertrain warranty, this level of coverage includes the essentials for your major systems.
  • Bronze—This level is designed to cover the most basic and common repairs to your powertrain.

CARCHEX Vehicle Protection Plans

Peace of Mind with a CARCHEX Protection Plan

Feeling overwhelmed by all these choices? The team at CARCHEX can help you determine the right warranty for your Lincoln based on your budget, personal preferences, and long-term plans for your vehicle. Our auto warranty and insurance experts are highly knowledgeable about the industry and your options for Lincoln extended warranties.

Call 866-261-3457 to talk to one of our experts and get a free quote today.


  • Bumper-to-bumper warranty: 4 years/50,000 miles
  • Roadside Assistance: Lifetime
  • Wear and tear: Limited coverage
  • Powertrain warranty: 6 years/70,000 miles
  • Safety Restraint System: 5 years/60,000 miles
  • Lincoln Protect Extended Service Plans (ESPs): Up to 8 years/150,000 miles
  • Corrosion coverage: 5 years
  • Tires: 1 year/12,000 miles then prorated coverage
  • CARCHEX Extended Vehicle Protection Plans: Up to 10 years


Ford: https://corporate.ford.com/history.html

Ford: http://www.fordservicecontent.com/Ford_Content/Catalog/owner_information/2018-Lincoln-Car-Lt-Truck-Warranty-version-2_frdwa_EN-US_07_2017.PDF

Ford: https://www.lincoln.com/cmslibs/content/dam/brand_lincoln/en_us/brand/resources/general/pdf/2020-Lincoln-Car-LT-Truck-Warranty-version-1_frdwa_EN-US_04_2019.pdf

J.D. Power: http://www.jdpower.com/cars/lincoln

J.D. Power: https://www.jdpower.com/business/press-releases/2020-us-vehicle-dependability-study

RepairPal: https://repairpal.com/lincoln/town+car/car_reviews

Consumer Reports: https://www.consumerreports.org/cro/cars/car-brands/lincoln/index.htm

Your Mechanic: https://www.yourmechanic.com/cars/lincoln

Lincoln Protect: http://lincolnprotect.lincoln.com/premiumcare

RepairPal: https://repairpal.com/overheating-due-to-a-damaged-inpeller-290

RepairPal: https://repairpal.com/grunting-or-grinding-noise-from-front-brakes-086

RepairPal: https://repairpal.com/a-cosmetic-crack-may-develop-on-the-liftgate-244

RepairPal: https://repairpal.com/compressor-failure-due-to-air-leaks-from-air-suspension-struts-and-drier-805#

RepairPal: https://repairpal.com/intake-manifold-may-crank-near-thermostat-resulting-in-coolant-leak-033

Your Mechanic: https://www.yourmechanic.com/estimates/lincoln/town-car

The Lincoln Motor Company: https://owner.lincoln.com/how-tos/vehicle-care/vehicle-cleaning-tips.html

Lincoln Protect: http://lincolnprotect.lincoln.com/extended-service-plan

Lincoln Protect: http://lincolnprotect.lincoln.com/extracare

Lincoln Protect: http://lincolnprotect.lincoln.com/basecare

Lincoln Protect: http://lincolnprotect.lincoln.com/powertraincare

The Lincoln Motor Company: https://owner.lincoln.com/maintenance/lincoln-protect.html

Better Business Bureau: https://www.bbb.org/greater-maryland/business-reviews/extended-warranty-contract-service-companies/carchex-in-hunt-valley-md-23015869